LIFE INSURANCE

Insurance Broking Services
Your insurance portfolio derives from your Risk Management practices. Our total insurance broking solutions begin and end with risk management solutions.

Policy Placement
Policy Placement is a rigorous process of risk profiling, policy analysis, portfolio rationalization, request for quotations, negotiation for the most value-based coverage, evaluation and recommendation of the quotations, placement of the policy and finally, policy scrutiny.

 Portfolio Management

It begins as soon as we have scrutinized and passed your policy. We assist you in claim settlements, administer all your endorsements and amendments, track your renewals and undertake the renewal process with equal rigor as that of the first placement

GENERAL TIPS FOR LIFE INSURANCE

Ensure to have protected up to TEN TIMES of your Annual Income  at all stages of Life by suitable Insurance Plans.

Various Guaranteed Plans for Limited and Lifetime periods are offered by Reputed Insurance Companies.Please Contact us for Need based solutions after need analysis.

Professional Services available for members.

Customised Plans from Reputed Companies like ICICI, HDFC, MAXLIFE, TATA AIG, BAJAJ , LIC are available online. Please send us message for fixing appointment  on Anydesk, Zoom, Teamviewer etc.

SAMPLE PLANS FOR YOUR UNDERSTANDING

A.. CHILDREN

(a)A Smart parent can invest Rs.10.20Lakhs ONCE to create a corpus of Rs. 30Lakhs for his child after 15 years.

(b)Gift Rs.5lakhs ONCE to your loving baby to get Rs.27Lakhs on his or her 25th Birthday.

(c)Get a Guaranteed Pocket money of Rs.15000Per month for 25 years from 12th Year by investing only Rs.2Lakhs per annum for 10years to your beloved children.

B. TERM PLANS

ONE CRORE TERM INSURANCE UPTO AGE OF 85 YEARS CAN BE AVAILED BY

(a)A Business Tycoon for just Rs.5.67lakhs by paying ONCE

(b)By a Techie for Rs.25kper annum for 35 years

(c)By Government Officer for Rs55k per annum for 15 years with all paid premiums returned.

(d)By any healthy earning person by paying Rs.1.16L PA, RS62KPA and Rs.49KPA FOR 5, 10 AND 15YEARS RESPECTIVELY.

TERM INSURNCE PEMIUMS ARE SET TO INCREASE SOON

C. TRADITIONAL LIFE INSURANCE PLANS

(a) Contribute Rs. 5LPA for 5years to get a corpus of Rs.50L in 15th year with Life Cover of Rs.50L all along from day one.

(b) Think of Guaranteed second Income for your child of 8years at Rs.15KPM from 20th year for further 25years by setting apart Rs.2LPA for ten years.

(c) ONE CRORE LIFE COVER PLUS ONE CRORE MATURITY by investing just Rs.55KPA. (Conditions Apply)

D. RETIREMENT PLANS

(a) Invest Rs.1.10Crore ONCE to get a Guarantee Pension of Rs.50KPM for your LIFE TIME, LATER TO YOUR SPOUSE and thereafter Rs.1.06Cr as Legacy to Children.

(b) Invest RS.15Lakhs each in  present TOP interest yielding plans SCSS(7.4%), PMVVY (7.4%), PPF(7.1%) and POMS. CONDITIONS APPLY IN SCHEMES.

(c) Plan at the age of 50years by investing Rs.5LPA for 10years to get a Pension of Rs.40KPM for 25years with Rs 50Lreturned on Maturity

E.GUARANTEED PLANS

(a) Give Rs. 2.5L once to Get Rs. 18KPA for LIFE TIME

(b)Give Rs.1LPA for 10 years to Get Rs.96300PA for 25years from 12th year with 10L back.

(c)Give Rs.50K PA for 10years to get Rs.3513PM for 25years OR Rs7000PM for 10years OR Rs. 11.51L corpus in 20th year.

(d)Get immediate income at from 2nd Year at Rs.40KPA for LIFE TIME by investing ONE LAKH PA for 10 years

F. UNIT LINKED PLANS-RISK BASED MARKET ORIENTED PLANS

(a)Invest Rs. 5lakhs per annum for five years and allow it grow to get Rs.40L, Rs55L, Rs81L in 10th year, 15th year and 20th Year respectively with life cover of Rs.50Lakhs from day ONE.

(b)Invest Rs. 10Lakhs ONCE to get upto 20Lakhs in 10th year with life cover of ONE CRORE from first year.

(c)Invest Rs1Lakh per annum for SIX YEARS to get GUARANTEED YEARLY INCOME OF Rs.61K per annum for 9 years plus life cover increasing from 11L to 14lakhs.

HEALTH INSURANCE

We offer health insurance plans from all major insurance companies. These offer health insurance with a range of benefits to take care of you and your family’s health care needs. Our Comprehensive Health Insurance plans are flexible and affordable, available in – Rs. 2 lakhs, Rs. 3 lakhs and Rs. 5 lakhs even upto one Crore – to suit your needs and budget.

Our Health plans provide you:

Cashless hospitalization

Day-care procedures

Pre and post hospitalization expenses

20 main critical illnesses covered (on selected health plans)

Unlimited room rent (on selected health plans)

Lifetime renewal

Tax benefit under section 80 (D)

24×7 claim assistance and easy claim settlement process

Cashless hospitalization at 4300+ hospitals across India

Renewal discount every year on a progressive scale

Dedicated claims handler for health insurance claims.

ALL EXISTING PLANS COVER CARONA TREATMENTS.

EXCLUSIVE SENIOR CITIZEN HEALTH SCHEME FROM MAX BUPA, TATA AIG AT AFFORDABLE COST. WAME YOUR DOB TO KNOW MORE. PREMIUM STARTS FROM AS LOW AS RS15KPA WITH REFILL BENEFIT

GENERAL INSURANCE

FIRE INSURANCE COVERAGE

We offer the following coverages through major insurance companies in India:-

Perils Covered:

Fire

Lightning

Explosion / Implosion

Aircraft damage

Riot, Strike, Malicious and Terrorism damage (hereinafter called RSMTD Perils)

Storm, Tempest, Flood, Inundation, Hurricane, Cyclone, Typhoon and Tornado.

Impact by any Rail/ Road vehicle or animal

Subsidence / Landslide including rockslide.

Bursting and / or overflowing of water tanks, apparatus.

Leakage form Automatic Sprinkler Installation.

Missile Testing Operation.

Pollution or contamination resulting from any of the above perils

Any insured peril resulting from pollution and contamination.

Bush Fire

Add on covers

In addition to the perils/ expenses covered, the proposer can opt to seek cover in respect of the following perils/ expenses at inception or during currency of the policy on payment of additional premium :

Perils:

Loss/ damage/ destruction of the property caused by

Deterioration of Stocks in Cold Storage premises due to power failure following damage due to an insured peril

Forest Fire

Impact Damage due to Insured’s own Vehicles, Fork lifts and the like and articles dropped there from

Spontaneous Combustion

Omission to insure additions, alterations or extensions

Earthquake (Fire and Shock).

Spoilage material damage cover.

Leakage and contamination cover.

Temporary removal of stocks.

• INSURANCE, MOTOR INSURANCE
• BUY CAR INSURANCE AND GET YOUR RENEWALS DONE BY US
• Your car insurance policy is the most important document in your vehicle. Hundreds of car owners across India trust us to insure their car. Along with comprehensive coverage against physical damage, bodily injury and cover against third-party liability, your motor insurance brings to you confidence and peace of mind. All this is backed by our superior servicing capability and follow up on settlement for vehicles insured by us.
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• : Farm Insurance
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• As the disasters of floods and hurricanes have caused damage to farming areas all throughout the country, questions have been raised about what exactly needs to be done.
• If you are an Indian farmer, chances are you have not taken out insurance including the likes of farm insurance and livestock insurance. The protection of not just for the home but also the livelihood.
• Types of insurance farmers should seek
• As stated above, two notable types of insurance available to farmers are farm insurance and livestock insurance. Farm insurance looks at covering you for a number of general farm-related points of concern. These include:
  Farm machinery
  Motor vehicles
  Farm home and contents
  Farm buildings
  Burglary
  Fencing
  Livestock
• Generally farm insurance will cover you in the event of loss/theft, damage or destruction pertaining to the aforementioned points. Note that general farm insurance will not necessarily cover you for any damage or destruction related to your crops. For this, you should look into crop insurance.
• Additionally, while farm insurance can include livestock under its policy, it’s a good idea to look at livestock insurance on its own as different policies will provide varying degrees of cover.
• Also worth noting is the fact that livestock insurance can cover your livestock not just while they’re on your farm but also during transit. Livestock insurance usually accounts for any loss pertaining to:
  Death due to an accident
  Death to an illness or disease
  Loss of use due to an accident
  Loss of use due to an illness
• As with farm insurance, you should always keep in mind that the extent of cover differs between providers. So if one prospective insurance company’s cover is not extensive enough, don’t hesitate to shop around until you find the best policy suited to your farming needs.

FIDELITY INSURANCE POLICY PACKAGES

We deal with fidelity policies of all major insurance companies in India.

Highlights

The policy covers the employer in respect of any direct financial loss which he may suffer as a result of employees dishonesty.

Scope

The insurance company agrees to indemnify the insured against a direct pecuniary loss sustained by reason of any act of fraud/dishonesty committed

On or after the date of commencement of this policy

During uninterrupted service with the Insured and discovered during the continuance of this policy or within twelve calendar months of the expiration thereof

In the case of death, dismissal or retirement of the Employee with twelve calendar months of such death, dismissal or retirement whichever of these events shall first happen.

Exceptions

The insurance company shall not be liable in respect of losses arising elsewhere than in India.

INSURANCE  CLAIMS

We help to follow up on insurance claims with all major insurance companies in India.

You do not need to go through the hassle of regular follow ups – all that is taken care of for you.

Contact us for details.